Minnesota Department of Commerce is currently holding an estimated $900 million+ in unclaimed money that belongs to Minnesota residents. If you have ever lived, worked, or done business in Minnesota, you may have unclaimed funds waiting for you right now.
This page explains exactly how to search for and claim your unclaimed money in Minnesota through official government channels — completely free of charge.
How To Search for Unclaimed Money in Minnesota
Step 1: Go to the Official Search Website
Minnesota’s unclaimed property program is managed by the Minnesota Department of Commerce through its Unclaimed Property Division. The official search website is:
mn.gov/commerce/consumers/your-money/find-missing-money
This is the only official and free way to search for unclaimed property in Minnesota. Never pay anyone to search for you.
Step 2: Search Using Your Name
Enter your full legal name on the search page. Try variations including:
- Your current legal name
- Your maiden name or any previous married names
- Common misspellings of your name
- Names of deceased relatives who lived in Minnesota
- Your business name, if you have owned or operated a business in Minnesota
Step 3: Review Your Results
The search results will show any unclaimed property associated with your name. For each match, you will typically see:
- The name on the account
- The type of property (bank account, insurance, payroll, etc.)
- The company that reported the property
- The approximate value (some states do not show exact amounts)
- The last known address on file
Step 4: File Your Claim
If you find a match, follow the instructions on the Minnesota Department of Commerce website to file your claim. Most claims in Minnesota can be started online. You will need to verify your identity and provide documentation proving you are the rightful owner.
What Documents Do You Need?
- Government-issued photo ID — driver’s license, passport, or military ID
- Proof of Social Security Number — SSN card, tax return, or W-2
- Proof of address — utility bill, bank statement, or tax document matching the address on file
- Proof of name change (if applicable) — marriage certificate, divorce decree, or court order
Key Facts: Unclaimed Money in Minnesota
| Detail | Information |
|---|---|
| Managing Agency | Minnesota Department of Commerce |
| Division | Unclaimed Property Division |
| Estimated Unclaimed Total | $900 million+ |
| Dormancy Period | 3 years |
| Official Search Website | mn.gov/commerce/consumers/your-money/find-missing-money |
| Phone | (651) 539-1500 |
| Claim Deadline | None — held indefinitely |
| Cost | Free — always |
What You Need to Know About Minnesota
Minnesota’s unclaimed property program is managed by the Department of Commerce rather than the treasurer.
Protect Yourself from Scams
- Never pay to search. Official government searches are always free.
- Never pay upfront fees to claim. Legitimate claims have no advance fees.
- Verify unsolicited letters directly through the Minnesota Department of Commerce website.
- Use only official websites linked above to search and claim.
Search Other States
Search every state where you have ever lived, worked, or done business. Unclaimed property is reported to the state of your last known address.
Contact Minnesota Department of Commerce
- Phone: (651) 539-1500
- Website: mn.gov/commerce/consumers/your-money/find-missing-money