Complete Directory of State Unclaimed Property Databases
Every U.S. state and the District of Columbia maintains a free, publicly searchable database of unclaimed money and property. These databases contain billions of dollars in unclaimed money from bank accounts, insurance policies, stocks, uncashed checks, and other financial assets turned over by businesses under escheatment laws.
Use this directory to find the official unclaimed property search tool for each state. We recommend searching every state where you have ever lived, worked, or conducted business. Also search under the names of deceased family members — heirs and beneficiaries are entitled to claim those assets.
How State Unclaimed Property Programs Work
When a financial account or asset goes dormant — meaning there has been no owner contact or activity for a specified dormancy period (usually 1-5 years) — the holder (bank, insurance company, employer, etc.) is required by law to report and remit the property to the state. The state then holds the property as custodian until the rightful owner or their heir comes forward to claim it.
Key facts about state programs:
- Most states hold unclaimed property indefinitely — your money does not expire
- Searching and claiming is always free — beware of any service that charges fees
- You can file a claim from any state, regardless of where you currently live
- New property is added to databases every year — search annually for best results
All 50 States + DC — Unclaimed Property Search
| State | Abbr | Administering Agency |
|---|---|---|
| Alabama | AL | State Treasurer / Unclaimed Property Division |
| Alaska | AK | State Treasurer / Unclaimed Property Division |
| Arizona | AZ | State Treasurer / Unclaimed Property Division |
| Arkansas | AR | State Treasurer / Unclaimed Property Division |
| California | CA | State Treasurer / Unclaimed Property Division |
| Colorado | CO | State Treasurer / Unclaimed Property Division |
| Connecticut | CT | State Treasurer / Unclaimed Property Division |
| Delaware | DE | State Treasurer / Unclaimed Property Division |
| Florida | FL | State Treasurer / Unclaimed Property Division |
| Georgia | GA | State Treasurer / Unclaimed Property Division |
| Hawaii | HI | State Treasurer / Unclaimed Property Division |
| Idaho | ID | State Treasurer / Unclaimed Property Division |
| Illinois | IL | State Treasurer / Unclaimed Property Division |
| Indiana | IN | State Treasurer / Unclaimed Property Division |
| Iowa | IA | State Treasurer / Unclaimed Property Division |
| Kansas | KS | State Treasurer / Unclaimed Property Division |
| Kentucky | KY | State Treasurer / Unclaimed Property Division |
| Louisiana | LA | State Treasurer / Unclaimed Property Division |
| Maine | ME | State Treasurer / Unclaimed Property Division |
| Maryland | MD | State Treasurer / Unclaimed Property Division |
| Massachusetts | MA | State Treasurer / Unclaimed Property Division |
| Michigan | MI | State Treasurer / Unclaimed Property Division |
| Minnesota | MN | State Treasurer / Unclaimed Property Division |
| Mississippi | MS | State Treasurer / Unclaimed Property Division |
| Missouri | MO | State Treasurer / Unclaimed Property Division |
| Montana | MT | State Treasurer / Unclaimed Property Division |
| Nebraska | NE | State Treasurer / Unclaimed Property Division |
| Nevada | NV | State Treasurer / Unclaimed Property Division |
| New Hampshire | NH | State Treasurer / Unclaimed Property Division |
| New Jersey | NJ | State Treasurer / Unclaimed Property Division |
| New Mexico | NM | State Treasurer / Unclaimed Property Division |
| New York | NY | State Treasurer / Unclaimed Property Division |
| North Carolina | NC | State Treasurer / Unclaimed Property Division |
| North Dakota | ND | State Treasurer / Unclaimed Property Division |
| Ohio | OH | State Treasurer / Unclaimed Property Division |
| Oklahoma | OK | State Treasurer / Unclaimed Property Division |
| Oregon | OR | State Treasurer / Unclaimed Property Division |
| Pennsylvania | PA | State Treasurer / Unclaimed Property Division |
| Rhode Island | RI | State Treasurer / Unclaimed Property Division |
| South Carolina | SC | State Treasurer / Unclaimed Property Division |
| South Dakota | SD | State Treasurer / Unclaimed Property Division |
| Tennessee | TN | State Treasurer / Unclaimed Property Division |
| Texas | TX | State Treasurer / Unclaimed Property Division |
| Utah | UT | State Treasurer / Unclaimed Property Division |
| Vermont | VT | State Treasurer / Unclaimed Property Division |
| Virginia | VA | State Treasurer / Unclaimed Property Division |
| Washington | WA | State Treasurer / Unclaimed Property Division |
| West Virginia | WV | State Treasurer / Unclaimed Property Division |
| Wisconsin | WI | State Treasurer / Unclaimed Property Division |
| Wyoming | WY | State Treasurer / Unclaimed Property Division |
| District of Columbia | DC | State Treasurer / Unclaimed Property Division |
Multi-State Search Tools
In addition to individual state databases, these tools let you search multiple states at once:
- MissingMoney.com — the official multi-state search engine endorsed by NAUPA (National Association of Unclaimed Property Administrators). Covers most but not all states.
- NAUPA — provides links and resources for all state unclaimed property programs
Federal Unclaimed Money Sources
State databases do not cover all unclaimed money. Be sure to also check these federal sources:
- IRS — unclaimed tax refunds (over $1 billion annually)
- PBGC — unclaimed pension benefits
- FDIC — deposits from failed banks
- U.S. Treasury — matured savings bonds
- HUD — FHA mortgage insurance refunds
- Social Security — unclaimed benefits
- VA — veterans benefits and life insurance
Tips for Searching State Databases
- Try name variations — maiden names, misspellings, initials, middle names, hyphenated names
- Search every state — property is held by the state of your last known address, not necessarily where you live now
- Check family members — search for parents, grandparents, and deceased relatives
- Search businesses — if you own a business, search under the business name as well
- Search annually — new property is reported to the state every year
- Keep documentation — save old bank statements, addresses, and tax returns to support claims
Frequently Asked Questions
Does every state have an unclaimed property database?
Yes. All 50 states and the District of Columbia maintain free, searchable unclaimed property databases by law.
Which state holds my unclaimed money?
Property is typically held by the state of your last known address on file with the holder. If the holder did not have your address, it may be held in the state where the company is incorporated.
How often should I search?
At least once per year. Businesses report and remit new unclaimed property to the state annually, so new money could appear in the database at any time.
Can I search for free?
Yes. Official state databases are always free. Never pay anyone to search for unclaimed money. Learn more about avoiding scams in our How to Search guide.