What Happens to Unclaimed 401(k) Funds When Employers Dissolve?
Trace a 401(k) from a shut-down employer through Form 5500 filings, abandoned-plan records, safe harbor IRAs, and state unclaimed property.
Unclaimed Property Deadlines Employers Must Meet in 2026
A state-by-state map of 2026 holder reporting dates, including the spring and June filings a fall-only escheatment calendar misses.
Can Employers Hold Your Unclaimed Property Indefinitely?
Employers must hand uncashed wages to the state, usually within a year — here is which state receives yours and how to claim it.
Dormancy Period for Unclaimed Insurance Policy Proceeds Explained
Insurance proceeds typically sit for 3-5 years before escheatment, and states hold the money indefinitely until a beneficiary claims it.
How Does the Dormancy Period Affect a Treasury Claim Deadline?
Dormancy starts the clock on when money moves to the state, not on how long you have left to claim it back.
Dormancy Period for Unclaimed Funds in Payroll and Final Paychecks
How long employers can hold an uncashed paycheck before state law requires sending it to unclaimed property.
Dormancy Period Rules for Unclaimed Stock Dividends and Shares
DRIP reinvestment and direct deposit don't reset the dormancy clock on dividend accounts — only direct owner contact does.
State Treasury Rules for Reporting Dormant Digital Wallets
Virginia now holds escheated crypto as tokens, not cash — a rule that splits sharply from how Illinois and Kentucky treat the same dormant wallets.
What Documents Prove Ownership of Unclaimed Crypto Holdings?
State crypto escheatment now spans IDs, SSN matches, probate papers, wallet signatures, and bankruptcy ownership rules — the right proof depends on how the asset was held.
How Does the Kentucky Treasurer’s Unclaimed Property Roadshow Work?
Kentucky's Treasury sets up in person county by county, searching residents by name and starting claims on the spot.