If you’ve been waiting for compensation after SiriusXM called you repeatedly even though you’d asked them to stop, your window to claim money from a $28 million settlement is closing fast—the deadline to file is March 21, 2026. The settlement resolves claims that the satellite radio company violated the Telephone Consumer Protection Act (TCPA) by making unsolicited telemarketing calls to consumers who had registered their phone numbers with either the National Do Not Call Registry or SiriusXM’s own internal Do Not Call list. If you received more than one call from SiriusXM between April 27, 2019, and October 31, 2025, and your number was on either registry, you’re likely eligible. This isn’t a small settlement.
The $28 million payout is real money being distributed to class members—as of mid-April 2026, over 427,000 people had already filed claims. The estimated payout per claimant sits at $39.63 as the claims pile up, though if fewer people ultimately claim the money, each person could receive significantly more. For example, if the claims taper off at around 450,000, payments could potentially reach closer to $62 per person. The catch is that you have to file by March 21 to get anything. After that date, you’ve missed your opportunity entirely, and any unclaimed money will likely be redirected elsewhere.
Table of Contents
- How Did SiriusXM End Up Settling For Unwanted Calls?
- Who Actually Qualifies For The SiriusXM Settlement?
- What’s The Payment Situation Looking Like?
- How Do You Actually File A Claim Before The Deadline?
- What Happens If You Miss The Deadline Or Object To The Settlement?
- Understanding The Claim Payout Timeline And Amount Variations
- Why These TCPA Settlements Matter For Unwanted Calls
- Conclusion
How Did SiriusXM End Up Settling For Unwanted Calls?
The settlement stems from a class action lawsuit alleging that SiriusXM violated federal law by continuing to call consumers who had explicitly asked not to be contacted. Under the TCPA, which governs telemarketing calls in the United States, companies are required to maintain their own do-not-call lists and to honor requests from consumers to be placed on those lists. They must also respect registrations with the National Do Not Call Registry. According to the settlement, SiriusXM made multiple calls to people who had taken these steps to opt out. The violation occurred over a six-year window—from April 2019 through October 2025.
This wasn’t a single errant call or a technical glitch that affected a handful of people. The scope suggests a systemic issue where the company’s calling practices didn’t align with legal requirements. SiriusXM ultimately agreed to the settlement without admitting wrongdoing, a typical outcome in these cases. The important takeaway is that if you received repeated calls during that timeframe and had registered your number on either the national or company registry, you were directly harmed by what the settlement alleges occurred.
Who Actually Qualifies For The SiriusXM Settlement?
The eligibility criteria are specific: you must have received more than one telemarketing call from SiriusXM between April 27, 2019, and October 31, 2025, and your phone number must have been registered on either the National Do Not Call Registry or SiriusXM’s internal Do Not Call list at the time of those calls. This means a single call doesn’t count—the settlement requires repeated contact. If you registered your number after receiving calls, but before the settlement period ended, you still qualify.
One important limitation here: you don’t need to prove you were registered on these lists, and you don’t need receipts or call records to file a claim. The settlement administrator accepts your sworn statement. This is a significant advantage compared to many other settlements where documentation requirements create barriers. However, you should still have some memory of receiving these calls and know approximately when they occurred. If you claimed calls happened in 2019 but your Do Not Call registration dates to 2021, there could be questions about your timeline.
What’s The Payment Situation Looking Like?
As of April 16, 2026, the settlement had received 427,627 claims, and the estimated payout was calculated at $39.63 per eligible claimant. But here’s what matters: that number will shift depending on how many total claims are filed before the deadline. The settlement structure allows for payouts ranging up to approximately $1,500 per person in extreme cases—though that would only happen if very few people claimed their share. Think of it like a fixed pot of money divided among however many people qualify.
More claimants means smaller individual payouts; fewer claimants means larger checks. Currently, with over 427,000 people already having filed, you’re looking at something in the $40 range per claim, assuming no significant increase between mid-April and the March 21 deadline. That might not sound like much, but remember: you don’t have to do anything to “earn” this money beyond proving you were called when you asked not to be. It’s restitution for a violation that already happened. Some people receive checks; others might not find them worth the effort. But for households tracking unclaimed funds or anyone managing multiple settlements, every recovered dollar adds up.
How Do You Actually File A Claim Before The Deadline?
Filing is straightforward and flexible—you have three options. You can submit your claim online at SXMTCPASettlement.com, call the toll-free number 1-866-566-4210, or mail a claim form to 1650 Arch Street, Suite 2210, Philadelphia, PA 19103. The online option is fastest and requires no documentation, just your information and a description of the calls you received. The phone line is available for those who prefer talking through their claim. Mailing works too, though it’s the slowest method and increases the risk of delays.
One practical consideration: don’t wait until March 20 to file. The March 21 deadline is firm. If you mail a claim form, it needs to be received by the settlement administrator before that date, not just postmarked. Filing online or by phone gives you the certainty of immediate submission and confirmation. The longer you wait, the greater the risk that something goes wrong—a lost mailed form, a technical issue, or simply running out of time.
What Happens If You Miss The Deadline Or Object To The Settlement?
If you don’t file by March 21, 2026, you forfeit any claim to the settlement funds. There’s no grace period, no exceptions for people who “almost” made it. This is a hard deadline. Your right to claim money from this specific settlement ends permanently. The money might eventually go to state unclaimed property programs, attorney fees, or other purposes determined by the court, but you won’t see it.
There’s also an earlier deadline if you want to formally object to the settlement or exclude yourself: March 27, 2026. Most people won’t do this—objecting means you’re saying the settlement terms aren’t fair enough and you’d rather pursue your own lawsuit, which is expensive and risky. Excluding yourself means forfeiting any claim to this money in exchange for the right to sue SiriusXM separately. Unless you have a particularly large claim or unusual circumstances, these options are rarely worthwhile. The final approval hearing is scheduled for May 11, 2026, so by then the judge will have decided whether the settlement is fair and will formally approve it.
Understanding The Claim Payout Timeline And Amount Variations
Your actual payment will depend on a few variables beyond the per-claimant estimate. First, the number of valid claims submitted will determine the final per-claimant payout. As of April 16, 2026, 427,627 claims had been submitted, but the settlement administrator could still receive more through March 21. Each new claim dilutes the pot slightly.
Second, the settlement allows for different payment tiers based on how many calls you received—if you can substantiate that you received significantly more calls from SiriusXM after registering on a do-not-call list, you might qualify for a higher tier. Third, the settlement administrator deducts administrative costs and attorney fees before calculating final payments. Historically, these settlements process payments several months after the final approval hearing, so don’t expect a check immediately after May 11. Payments typically arrive in the following summer or fall. The settlement administrator will send instructions via mail or email once processing begins.
Why These TCPA Settlements Matter For Unwanted Calls
The SiriusXM settlement is one of many TCPA settlements that have compensated consumers for unwanted calls. These settlements matter because they’re one of the few mechanisms that actually hold companies accountable for calling practices. Individual consumers rarely sue for this; the class action structure makes it economically possible.
When companies face large settlements, they’re incentivized to improve their do-not-call compliance systems. SiriusXM, like many businesses, settled without admitting fault, but the financial impact sends a message. Looking forward, the FCC and FTC continue to receive complaints about unwanted calls, and TCPA settlements will likely remain a reality for years. If you’ve been successfully compensated through this settlement, it’s worth staying alert to other settlement notices that might arrive—you could be part of another class without knowing it.
Conclusion
The SiriusXM $28 million settlement is a straightforward opportunity if you were one of thousands who received repeated calls after asking not to be contacted. You have until March 21, 2026, to file a claim—about two weeks from today—and the process requires no documentation or receipts, just your word about the calls you received. Filing takes less than ten minutes online at SXMTCPASettlement.com or over the phone.
Don’t delay. Settlement money goes unclaimed for one simple reason: people forget about deadlines or assume the process is more complicated than it is. In this case, it’s not. File your claim now, and you’ll join the over 427,000 people who’ve already taken this step to recover money from a company that called when it shouldn’t have.